|
Internet Scams
TCB Online
Security Protection | Privacy Notice
| Identity Theft |
Internet Scams
Warning signs
How do you avoid being
victimized?
Internet Scams have been occurring in
massive numbers in the United States and
certainly could involve customers of our
bank.
We caution you from taking third party
checks from strangers or taking any
large checks from people you don’t know.
Even Cashier’s checks are being
fictitiously created, altered or
unauthorized.
WARNING:
Don’t assume that when the bank
makes the funds available, it means
the check is collected. If you
understand that checks can take two
weeks or more before payment is
final, you are still liable on a
check for three years (or up to 10
years, depending on the state in
which the check is drawn) if the
check has a forged payee’s
endorsement or have been altered in
amount or the name of the payee.
WARNING:
You can be held fully liable for
at least three years (or longer) for
any checks that you cash or deposit
which have been altered. If any
stranger asks you to cash a check
and send them the money (or part of
the money), as part of a sale of
goods or otherwise, you are probably
being scammed.
WARNING:
The time it takes for funds to be
made available in your account is
not the same as the time it takes
for a check to clear. Do NOT assume
that a check will not be returned
because of insufficient funds or
forgery or any other reason just
because we make the funds available
in your account. Our bank cannot
guaranty when a check has been
finally paid. You are ultimately
responsible for any check you cash
or deposit. Even after final
payment, a check can be returned for
alterations or forged endorsements
for up to three years (or longer).
WARNING:
You need to examine your bank
statements promptly and notify us of
any forged or altered checks or any
other unauthorized charges to your
account. Failure to do so can result
in losses to you. If you have a
bookkeeper or other representative
examine your statement, you should
examine it as well. Failure to
notify the bank of any unauthorized
charges can result in losses to you.
WARNING:
Use extreme caution when dealing
with anyone in any foreign country.
Recent scams have cost Americans
millions of dollars. If you have any
questions about strange
transactions, you should contact the
local law enforcement.
Back to the top
How do you avoid being victimized?
Be alert to transactions or offers
that seem too good to be true. Check
return e-mail addresses to see if they
match the story you’re being given. If
you’re being pressured to buy or sell
something quickly, chances are it’s a
fraudulent transaction.
|
When you
follow these simple security
measures, your interaction
with the online banking
system will be completely
confidential. We look
forward to serving your
online banking needs both
today and into the future -
securely! |
Back to
the top
New Page 1
|
